Grand Junction Home Buyers
Thank you for visiting grandjunctionhomesguide.com buyer's resources page. We've put this page together to give you the tools needed to make the right buying decision. Call me at (970) 261-1686 to see how I can help, or take a look at the resources on this page to make sure you have the best buyer experience possible.
Buyer’s Home Loan Toolkit
Before you start to look at homes use the Buyer’s Home Loan Toolkit to empower you for the home buying process. The Buyer’s Home Loan Toolkit is a 25 page booklet prepared by the CFPB Consumer Financial Protection Bureau to help you take control over your economic life.
Home Buyer Checklist
There are many things to consider before buying your home. We've put together a list of the many considerations you’ll want to discuss with your realtor.
What Is A Home Warranty Plan?
The last thing a homebuyer wants to worry about after closing is what could possibly break or malfunction in their new home. Since that can cover a multitude of items and systems, for peace of mine, it's a good idea to get a home protection plan. If you are a first-time buyer with no experience maintaining a home, it could be a good investment. Protecting your investment should be a priority.
A home warranty is an insurance policy that covers a variety of mechanical, electrical, and plumbing items, as well as some appliances inside the home. Optional coverage is available for more expensive systems such as air conditioners, refrigerators, pools and spas.
The Seller may purchase a home warranty plan prior to selling to protect against repairs needed during the listing period, and the Buyer may be able to assume the policy at the closing. Or the Seller may offer to purchase a home warranty policy for the Buyer.
Offering a home warranty plan may provide these benefits:
- Increase the marketability of your home by reassuring potential buyers.
- Helps sell your home faster and at a higher price.
- Ward of potential disputes after the sale for repair and/or replacement of covered items.
Most home warranty plans can be paid for at the close of escrow. Your Realtor can provide you with brochures of several companies.